About NewJerseyMortgages.com
A mortgage platform for New Jersey buyers, homeowners and investors, especially the ones who don't fit conventional lending guidelines.
Non-QM first
Our main focus is non-QM lending: mortgages for self-employed people, business owners, freelancers, consultants and anyone whose income doesn't come on a W-2. That means:
- Bank statement loans on personal or business deposits
- Profit and loss (P&L) only programs
- Asset-based and asset-depletion qualification
- DSCR loans on an investment property's cash flow
- No-income home equity lines of credit
- Other alternative-documentation mortgages
And everything else
We also arrange the full range of traditional mortgages: conventional loans backed by Fannie Mae and Freddie Mac, FHA loans with flexible credit and down payment requirements, VA loans for eligible veterans and service members, jumbo loans, and home equity loans and lines of credit. Each client works with our team to find the program that fits their finances, goals and long-term plans.
Backed by MortgageDepot
NewJerseyMortgages.com is powered by MortgageDepot, a mortgage company known for personal service and creative financing. From its headquarters in Kew Gardens, New York, MortgageDepot holds licenses in 21 states, including New Jersey. We serve clients across the state from our office at 971 US-202 in Branchburg.
Licensing
- Status
- Registered Mortgage Broker
- Licensed by
- New Jersey Department of Banking and Insurance
- NMLS
- #2246769
All mortgage loans are arranged with third party providers.