Purchase loans in New Jersey
From a first home on a W-2 to a multifamily building bought by a self-employed investor. We match the purchase to the loan that fits your real financial profile.
What we finance
- Residential and commercial properties
- Primary homes, second homes and investment properties
- Manufactured homes
- Fix-and-flip and multifamily loans
How you can qualify
- Conventional, including HomeReady and Home Possible, and W-2-only programs
- FHA and VA, with programs for credit scores down to 500
- One year of tax returns
- DSCR, 1099, P&L and bank statement programs, and every other non-QM program
- Up to 101.5% combined loan-to-value, with a 96.5% first mortgage and a 5% second
As brokers we work across many lenders, so straightforward purchases and files with self-employment, alternative income, several properties or credit issues all have somewhere to go. Public servants can also look at our Hometown Heroes programs and down payment assistance.