Refinance loans in New Jersey
Lower the monthly payment, shorten the term, consolidate debt or take cash out for an investment or a large expense. We aren't tied to a single bank, so we compare programs and lenders for you.
Refinance options
- Cash-out and rate-and-term refinances
- Full documentation and bank statement programs
- DSCR and long-term rental loans, 1 to 4 units and more
- Fix-and-flip, renovation and ground-up construction loans
- Bridge loans up to 75%
- Non-warrantable condos and co-ops
- No-ratio and no income check loans
- Mixed-use properties
- Foreign national loans up to 80% LTV
- FNMA RefiNow
A recent example
Two rate-and-term refinances of investment properties in Fort Lee, for one borrower, on a bank statement program: $2,660,000 and $2,641,000. The borrower had a 758 credit score; both loans were structured at 70% to 75% loan-to-value, on a 40-year term with the first 10 years interest-only. Terms depend on the borrower and the property.